Adelaide, South Australia – Samuel Finance, the leading finance broker in Adelaide says that the investor lending crackdown by APRA is leading residential investors to turn towards commercial opportunities in Adelaide.
Samuel Finance, one of the leading commercial finance brokers in Adelaide is witnessing rising interest in suburban Adelaide commercial property after APRA’s investor lending crackdown and zoning changes. These changes are driving a new wave of commercial investment in a major city market. These recent changes are in response to the pressure that the Australian Prudential Regulation Authority (APRA) has been affirmed on banks and lenders in response to the growth in particularly investment property loans for speculative real estate purchases.
APRA aims to reinforce sound residential mortgage lending practices in the context of historically low interest rates, high levels of household debt and strong competition in the housing market, local investors are now moving away from residential properties and are seeking suburban commercial and retail investments having good return opportunities with development upside. With the changes in zoning laws, the commercial properties in Adelaide have started attracting residential investors towards them. Various sites have also amalgamated to host ground floor retail businesses and upper level residential apartments.
Samuel Finance has also made recent changes in their loan assessment policies taking into consideration their customer’s ability to repay loans. This is especially true for borrowing, investment properties or when using income from investment properties. Even after the recent changes in the loan assessment policies, Samuel Finance provides reasonable borrowing capacity for property investors in Adelaide as compared to other commercial loan brokers.
Samuel Finance is an outstanding mortgage and commercial property finance broker in Adelaide, South Australia. They offer, commercial property finance service, which is extremely beneficial for investing in any commercial property. They can assist you to source the best possible finance for both commercial and personal purposes. For further details, visit their website http://www.samuelfinance.com.au/ or drop an email at firstname.lastname@example.org.
About The Company:
Samuel Finance is a leading organisation for commercial finance and mortgage broking. They have a personalised approach to help you achieve a superior outcome for your personal or business finances. They provide finance for business loans, trading, working capital, property investment, development, home loans and more. They always strive hard to be a trusted advisor and deliver an outstanding level of personalised customer service.
For more information, visit: http://www.samuelfinance.com.au/