[Corpus Christi health insurance](http://insurance4dallas.com/corpus-christi-health-insurance/) consumers may soon experience more flexibility to manage their healthcare needs.
This week, The House of Representatives in Congress voted to delay an Affordable Care Act (ACA) tax in addition to allowing consumers more options with regard to health savings accounts (HSAs). The tax had already had been delayed through 2019 and was originally designed to provide funding for the ACA, commonly known as Obamacare. This new law will push the tax back to 2021. House Republicans believe the impending tax has been a major driver for insurance premium hikes. Other health insurance advocates have pointed to separate recent legislation which they argue has caused uncertainty in the marketplace.
For recipients of [health insurance in Corpus Christi, TX](http://insurance4dallas.com/health-insurance-in-corpus-christi-tx/), the new legislation would allow individuals to utilize health savings accounts to purchase over-the-counter medications and other health-related products. This would also include expenditures for exercise and fitness programs. Typically, health savings accounts establish funds for primary care doctor services for an annual fee. The proposed changes would establish balance carry-overs on a yearly basis. The existing rules require consumers to spend the entire amount every year.
The new legislation still faces a challenge in becoming a law as it still must pass in the Senate. The ACA tax elimination would add over $50 billion to the federal deficit. And many health care professionals believe it can further weaken the overall structure of Obamacare particularly for low-income families and individuals with pre-existing conditions. Many of my clients will find some things in the potential law that will be helpful such as the HSA modifications. It lowers their expenses and allows them to be more discriminate with their funds. The question will be how the tax changes affect the Affordable Care Act funding on the ground. Time will tell, states Rick Thornton, a [Corpus Christi health insurance agent.](http://insurance4dallas.com/corpus-christi-health-insurance-agent/)
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